Who Pays for Closing Costs in Maryland? A Guide for Buyers and Sellers
If you’re budgeting for your next move, it’s important to know who pays for closing costs in Maryland. The short answer is that buyers and sellers generally share them, but the split depends on the county, loan type, and terms negotiated in the contract. Buyers tend to cover lender-related fees, while ...
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Understanding Escrow Services: 7 Surprising Ways They Simplify Real Estate Deals
Understanding escrow services is one of the smartest ways to navigate real estate transactions with confidence. Escrow isn’t the most exciting part of buying or selling a property, but it might be one of the most important. This behind-the-scenes process keeps real estate transactions secure, organized, and on track. By understanding escrow ...
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Trick or Treat: 7 Halloween Home Decorating Tips That Won’t Scare Off Buyers
Thoughtful Halloween home decorating tips bring seasonal charm to a property while maintaining a polished presentation. Selling a home during Halloween season presents a unique challenge: balancing festive décor with buyer appeal. Overly themed displays can distract from a property’s best features, but subtle seasonal accents can make it feel warm ...
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Title Company vs. Closing Attorney: How Each One Helps Ensure a Smooth Closing
The question of a title company vs. closing attorney comes up in many real estate closings, yet many people are unsure of the difference. Buying or selling a home is a major milestone, and the path to closing is rarely simple. The process involves many legal documents, a review of public ...
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Title Issues That Can Disrupt a Real Estate Closing (and How We Solve Them)
A successful real estate closing depends on one critical factor: a clear and marketable title. Unexpected title issues such as liens or errors in recording can delay or even derail the closing process, jeopardizing purchase offers and eroding client confidence. In this article, we’ll explore how Certified Title helps identify, resolve, and ...
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Title Insurance for New Construction: Special Considerations for Builders and Buyers
Title insurance for new construction gives builders and buyers the confidence that their investment is protected from the start. It’s easy to assume that a newly built home is free of complications. After all, there’s no previous homeowner and the property has just been completed. But the land beneath that house ...
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Understanding ALTA Policies: Different Types of Title Insurance Explained
Understanding ALTA policies gives buyers, sellers, and lenders the insight they need to safeguard investments and avoid costly surprises. When buying or refinancing real estate, it’s common to hear about ALTA policies. But what exactly are they, and why do they matter? Title insurance protects both buyers and lenders from ownership-related ...
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Understanding the Basics of a Quitclaim Deed
A quitclaim deed is a fast and easy way to transfer property ownership, but it comes with some risks. In the world of real estate, different deeds serve different purposes. One of the quickest ways to transfer property is with a quitclaim deed, which allows someone to give up their ownership ...
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